Assisted LivingSt. John’s United SkyRidge Cottages (formerly Lasting Legacy Assisted Living)
1636 Inverness Dr
State-licensed
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Montana · Senior Living
Senior Living in Montana
Compare more than 15 verified communities across 586 Montana cities — with real local costs, every way to pay, and the state protections that keep your family safe. When you're ready, a local advisor helps you tour, free.
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In short: Assisted living in Montana averages $6,075 per month, memory care runs about $7,600, and independent living starts near $3,000. Montana taxes retirement income at 4.4%–5.9% but has no sales tax, its Medicaid Big Sky Waiver helps those who qualify, and every assisted living facility is licensed and inspected by the state's Department of Public Health and Human Services.
What it costs
The cost of senior living in Montana
Prices vary by care level and region. These are 2026 statewide monthly averages.
| Care type | Typical monthly cost | What's included |
|---|---|---|
| Independent Living | $3,000 – $4,500 | Age-restricted housing, amenities, meals — no medical care |
| Assisted Living Most common | $4,000 – $6,200 | Housing, meals, medication help, daily personal care |
| Memory Care | $6,500 – $8,500 | Secured community, dementia-trained staff, higher ratios |
| Nursing Home (semi-private) | $8,973 – $9,581 | 24-hour skilled nursing and complex medical care |
Statewide averages for planning only; a studio assisted-living apartment averages ~$6,075/mo, a one-bedroom ~$7,000. Your community provides exact pricing.
Browse by need
Senior living care types in Montana
Jump straight to the care level you need, filtered to Montana communities.
How families pay
Paying for senior living in Montana
Most families combine several sources, including the programs unique to Montana.
Montana Medicaid (Big Sky Waiver)
The Big Sky Waiver / HCBS program helps pay for care. In 2026, a single applicant's income limit is $994/mo and countable assets must be $2,000 or less; a primary home is usually exempt up to $752,000 in equity. Eligibility includes a nursing-level assessment.
VA benefits
Wartime veterans and surviving spouses may qualify for Aid & Attendance, a monthly pension add-on that can be applied toward assisted living or memory care.
Private pay & LTC insurance
Savings, home-sale proceeds, pensions, and long-term care insurance. Montana's no sales tax helps retirement income stretch further toward care.
Why families choose Montana
Big Sky country for retirement
4.4–5.9%
State income tax — Social Security taxed as federal, pensions taxable with a $5,500 deduction for 65+
~190K
Residents aged 65+, about 19% of the state
0%
State sales tax — none on goods and services
$752K
Home equity exempt for Medicaid eligibility
Beyond the mountains and the tax advantages, Montana has built healthcare infrastructure for older adults — major networks like Billings Clinic, St. Patrick Hospital in Missoula, and Bozeman Health — plus a growing selection of Medicare Advantage plans and purpose-built 55+ communities in hubs like Billings, Missoula, and Bozeman.
Know your protections
How Montana regulates senior care
Choosing is easier when you know who's watching over every community. Montana's oversight is structured to protect residents.
- Licensed & inspected by DPHHS. Every assisted living facility is licensed by the Department of Public Health and Human Services under Montana Code Annotated Title 50, with unannounced surveys on a regular cycle.
- Specialty licenses for higher needs. Endorsements for limited nursing services and memory care let residents age in place safely.
- Resident rights in law. The Montana Long-Term Care Residents' Bill of Rights (Mont. Code Ann. § 50-5-1104) guarantees privacy, dignity, grievance procedures, and 30-day advance notice of cost or service changes.
- Abuse protections. The Department of Public Health and Human Services investigates any allegation of neglect or exploitation of vulnerable adults.
Verified directory
Every listing is a real, state-licensed community
Our Montana directory is built from verified facility records. When you're ready, a local advisor helps you compare options, check availability, and tour — at no cost to your family.
1 (844) 203 4645Estimate your cost
What will senior living in Montana cost?
Pick a care type for an instant monthly estimate — then talk to an advisor for exact, community-specific pricing. Free, no obligation.
1. Who is this for?
estimated / month in Montana
Get exact pricing — 1 (844) 203 4645Featured communities
Senior living communities in Montana
A few of the verified, state-licensed communities families are touring now. Contact is handled through a free advisor to keep your information private.
Assisted Living
Assisted LivingExplore by location
Senior living in every Montana city
Browse communities in any of the 586 Montana cities we cover — start with the largest markets below.
Billings
4
Bozeman
3
Great Falls
3
Columbia Falls
1
Helena
1
Kalispell
1
Missoula
1
Roberts
1
Absarokee
0
Acton
0
Adel
0
Agawam
0
Alberton
0
Albion
0
Alder
0
Alzada
0
Amsterdam
0
Anaconda
0
Anceney
0
Andes
0
Angela
0
Antelope
0
Apgar
0
Arlee
0
Armington
0
Arrow Creek
0
Ashland
0
Augusta
0
Austin
0
Avon
0
Azure
0
Babb
0
Bainville
0
Baker
0
Ballantine
0
Bannack
0
Barber
0
Basin
0
Batavia
0
Bear Dance
0
Bearcreek
0
Bearmouth
0
Beaver Creek
0
Beaverton
0
Belfry
0
Belgrade
0
Belknap
0
Belmont
0
Belt
0
Benchland
0
Biddle
0
Big Arm
0
Big Sandy
0
Big Sky
0
Big Timber
0
Bigfork
0
Bighorn
0
Birney
0
Black Eagle
0
Blackfoot
0
Common questions
Frequently asked questions
How much does assisted living cost in Montana?
Assisted living in Montana averages $6,075 per month in 2026. Affordable markets like Great Falls and Butte can run $4,000–$5,000, while hubs like Billings and Bozeman sit at the higher end.
Does Montana Medicaid pay for assisted living?
Yes — through the Big Sky Waiver (HCBS) program, for those who meet the clinical and financial limits. Medicaid covers care services, not room and board directly, but other supports can help.
Is Montana a good state to retire in?
For many families, yes — no sales tax, a $5,500 retirement income deduction for those 65+, a low population density, and a growing senior population with expanding services.
Who regulates senior living facilities in Montana?
The Department of Public Health and Human Services (DPHHS) licenses and inspects every assisted living facility, with support from the Office of Inspector General and the Long-Term Care Ombudsman.
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